Loan

Personal & Business Loans

Whether you're just getting started or operate a business with hundreds of employees, we think you'll find Harrods First National Bank a great fit for you and your business. Voted "Best Business Bank" by B2B Magazine three years in a row. Get the business expertise you deserve, from a team you can trust.

Loan
  • Borrow from $ 1,000 to $ 25,000

    Spread your repayments over one to five years for loans of $ 15,000 or less, or over one to eight years for loans over $ 15,000.

  • Top up your existing loan

    If you've already got an EAB Personal Loan and your financial needs have changed, taking additional borrowing could be the answer. You can consolidate your existing loan with additional borrowing.

  • Get a quick decision

    As an EAB current account customer, you could get an instant credit decision. Non-EAB current account customers should be contacted with a credit decision in 2-5 working days.

  • Quick access to funds

    Existing EAB current account customers could receive the money instantly once the application has been approved and the loan agreement has been signed. Non-EAB current account customers could receive the money into a nominated account 3 working days after the signed loan agreement is received.

  • Make overpayments free of charge

    This may reduce the amount of interest you pay.

  • EAB Advance customers could get 10% cashback

    10% interest cashback at the end of the loan term. Cashback is only available on loans with 60 repayments or less. If you close your loan early or it is ended by us you will not be eligible for cashback.

  • Flexible Loan

    Flexible repayments between 4%-10% of the loan limit (minimum repayment applies).

  • Graduate Loan

    Available exclusively to EAB current account customers who are within 5 years of graduation.

  • Premier Loan

    Available exclusively to EAB Premier current account customers.